Debt · Financial Independence · Our Story

Debt-Free … Now What?

We did it! After paying off more than $130,000 in non-mortgage debt, we were finally debt-free. We continued to put away the Dave-Ramsey-recommended 15% of our income into retirement plans, year after year. But as our incomes increased, the phenomenon known as lifestyle creep slowly began to take hold of our lives. We bought a… Continue reading Debt-Free … Now What?

Debt · Our Story · Side Hustles

How I Paid Off $90,000 Of Debt In Three Years

Back in 2002, my soon-to-be husband and I graduated from a top-twenty school with $80,000 in student loan debt plus another $10,000 in high-interest credit card debt (mostly retail store cards). Before long, we'd tacked on an additional $25,000 in car loans. Then, we dropped another $15,000 on our wedding. (That's $130,000 for those of… Continue reading How I Paid Off $90,000 Of Debt In Three Years